body {	background-color: #FFFFFF;
	margin: 0px;	padding: 0px;
	font:100%;}
	
td {  font-family: Arial, Helvetica, sans-serif;}
	
h1 {	font-size: 1.65em;
	font-family:Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #003698;
	padding:0.1em 0;}
	
h2 {	font-size: 1.45em;
	font-family:Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #990000;
	padding:0.2em 0;
	margin:0;}
	
h3 {	font-size: 1.25em;
	font-family:Arial, Helvetica, sans-serif;
	font-weight: bold;
	color: #003698;
	padding:0.2em 0;
	margin:0;}
	
p { padding: 0 0 1em 0;
	margin:0;}	
	
.pageWrap{Font: 80%; }	
	
img {	margin: 0px;	padding: 0px;  border: 0px;}	


/*Header Styles*/	
.headerWrap { background: url(images/page_gfx/bg_head.jpg) repeat-x;
	width: 100%; 
	margin: 0px;
	padding: 0px}

.utilNav {
	padding: 2px;
	display:block;
	float:right;}
	
.utilNav a:link,
.utilNav a:visited {  color: #FFF;
	text-decoration:underline;}
.utilNav a:hover,
.utilNav a:active { color: #FFC;
	text-decoration:none;}		
	
.footer { font-family: Arial, Helvetica, sans-serif;
	border-top:solid 2px #003698;
	border-bottom:solid 2px #003698;
	padding:5px;
	text-align:center; }
	
	.leftCol { width: 200px;}